Samba Financial Group Selects Fair Isaac to Help Drive Basel II Compliance

Released on = August 26, 2007, 1:10 am

Press Release Author = CADMUS INTERNATIONAL

Industry = Financial

Press Release Summary = Leading Saudi Arabian Bank to implement Fair Isaac risk
management capabilities
to support compliance goals across retail credit portfolios

Press Release Body = MINNEAPOLIS-August 23, 2007-Fair Isaac Corporation (NYSE:FIC),
the leading provider of analytics and decision management technology, today
announced that Riyadh-based Samba Financial Group (Samba) has chosen Fair Isaac
services after a rigorous selection process to support the delivery of Basel II
internal-ratings based (IRB) compliance across its retail portfolios.

Fair Isaac, in cooperation with its local agent Cadmus International, will deliver
consulting services and advanced analytic capabilities to help one of Saudi Arabia's
largest banks meet compliance goals while effectively managing credit risk and
growth. The implementation of best-practice techniques for credit and operational
risk management will play an important role in enhancing Samba's competitive
advantages in capital calculations and requirements in the bank's consumer card,
mortgage and personal loan portfolios.

Developed to enhance the stability of global financial systems, the Basel II Accord
redefines the methodology that institutions use for calculating capital reserves,
making these calculations more sensitive to risk. Saudi Arabia expects all banks and
financial institutions operating in the country to implement the standardized
approach for credit risk by January 1, 2008, and then continue to move towards the
more sophisticated IRB approach. Under the IRB approach, banks with advanced risk
management capabilities such as Samba will be permitted to use their own internal
systems to measure credit risk, as opposed to the standardized approach which
applies ratings provided by external credit assessment institutions.
Samba currently utilizes the powerful scoring, segmentation and decision automation
capabilities of Fair Isaac's TRIADT adaptive control system to streamline its
account management processes and achieve greater efficiencies in managing the risk
exposure of its consumer card portfolio.

"Complying with the Basel II Accord is a critical issue for global banking
institutions," said Robert Duque-Ribeiro, Managing Director for Europe, Middle East
and Africa markets at Fair Isaac. "Leading lenders such as Samba that take a more
advanced approach to assessing risk and integrating this knowledge into
decision-making processes are expected to secure considerable competitive advantage.
With more than 50 years of applying advanced analytics to financial services
challenges, Fair Isaac is uniquely positioned to assist Samba in achieving timely
implementation of Basel II requirements for risk management."
"Banks and financial institutions in this region have definitely embraced the
analytics and technology upsurge, and I am very excited that we can now provide
Samba with the best-of-breed approaches they require to effectively grow their
business and comply with Basel II requirements," said Daniel Dib, Managing Director
of Cadmus International.
Fair Isaac has closely tracked the development of the Basel II Accord and is
collaborating with clients worldwide to address required changes before guidelines
take effect. Companies working with Fair Isaac for Basel II compliance are
implementing scoring, segmentation, business rules and decision automation
techniques through solutions like the company's TRIAD system, Blaze AdvisorT
business rules management system and FICOŽ scores.

About Samba Financial Group
Samba Financial Group, one of the largest banks in the Middle East, enjoys a leading
position in providing innovative world class retail, private and corporate banking
services.
Samba continues to accelerate its growth and success in increasingly competitive
local and regional markets. Samba's superior performance has been echoed in the
market place and recognized by international financial institutions such as
Euromoney, Global Finance, The Banker and Emerging Markets; in 2007, Samba has been
awarded Best Bank in Saudi Arabia, Best Investment Bank in the Middle East and
Africa, Best Deal of the Year, Best Equity House in Saudi Arabia, and many other
awards. For more information on Samba Financial Group visit www.Samba.com.

About Fair Isaac Fair Isaac Corporation (NYSE:FIC) combines trusted advice,
world-class analytics and innovative applications to help businesses make smarter
decisions. Fair Isaac's solutions and technologies for Enterprise Decision
Management turn strategy into action and elevate business performance by giving
organizations the power to automate more decisions, improve the quality of their
decisions, and connect decisions across their
business.
Clients in 80 countries work with Fair Isaac to increase customer loyalty and
profitability, cut fraud losses, manage credit risk, meet regulatory and competitive
demands, and rapidly build market share. Learn more about Fair Isaac at
www.fairisaac.com.

About Cadmus International
As the local representative of Fair Isaac's world-class solutions, Cadmus
International currently provides decision technology, loyalty solutions as well as
marketing consulting services to the Middle-East region. Based in Dubai, U.A.E.,
Cadmus serves 41 clients in 9 countries by partnering with world leaders in their
respective fields.

Fair Isaac Statement Concerning Forward-Looking Information Except for historical
information contained herein, the statements contained in this press release that
relate to Fair Isaac, including statements regarding its TRIADT adaptive control
system, Blaze AdvisorT business rules management system and FICOŽ scores, and the
benefits to be derived from these offerings, are forward-looking statements within
the meaning of the "safe harbor" provisions of the Private Securities Litigation
Reform Act of 1995. These forward-looking statements are subject to risks and
uncertainties that may cause actual results to differ materially, including any
unforeseen technical difficulties related to the implementation, use and
functionality of the offerings, the risks that customers will not perceive material
benefits from the offerings, failure of the products to deliver the expected
results, the possibility of errors or defects in the offerings, regulatory changes
applicable to the use of consumer credit and other data, and other risks described
from time to time in Fair Isaac's SEC reports, including its Annual Report on Form
10-K for the year ended September 30, 2006, and quarterly report on Form 10-Q for
the period ended June 30, 2007. Forward-looking statements should be considered with
caution. If any of these risks or uncertainties materializes or any of these
assumptions proves incorrect, Fair Isaac's results could differ materially from Fair
Isaac's expectations in these statements. Fair Isaac disclaims any intent or
obligation to update these forward-looking statements.

Fair Isaac, TRIAD, Blaze Advisor and FICO are trademarks or registered trademarks of
Fair Isaac Corporation, in the United States and/or in other countries. Other
product and company names herein may be the trademarks of their respective owners.

Web Site =
http://www.fairisaac.com/NR/exeres/5DFDC826-CBF2-42B3-A7AA-A8A3F2873CAB,frameless.htm


Contact Details = cadmus international
PO BOX 31303 DUBAI - U.A.E.
Tel: 00971 4 3199389
Fax: 00971 4 3303365
info@cadmusinternational.com

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